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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. When a wage earner dies, the surviving family members may have all of the following expenses EXCEPT:

A) Family living expenses
B) Death taxes
C) Unemployment tax liabilities
D) Final expenses

2. To have "an insurable interest" in the life of another person, an individual must have a reasonable expectation of:

A) Seeing the other person survive to normal life expectancy
B) Benefiting from the other person's continued life
C) Continuing on good terms with the other person
D) Gaining economically by the death of the other person

3. One factor in premium determination is the expenses of the:

A) Policy owner
B) Producer
C) Insurer
D) Policy beneficiary

4. Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A) War or acts of war
B) Intentionally self-inflicted injuries
C) Illness or disease
D) Automobile accidents resulting from the insured's negligence

5. Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A) War or acts of war
B) Intentionally self-inflicted injuries
C) Illness or disease
D) Automobile accidents resulting from the insured's negligence

Solutions: