InsNV_Health02 exam dumps

Insurance Licensing InsNV_Health02 Value Package

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  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • No. of Questions: 132 Questions and Answers
  • Updated: Oct 15, 2026

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A failed Insurance Licensing NV Accident and Health attempt means paying the full registration fee a second time — an expensive lesson. Prepare the economical way instead: work through 132 practice questions for the InsNV_Health02 exam at PrepAwayTest and let timed mock scores tell you when you are ready.

Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:Nevada Division of Insurance / Pearson VUE
Exam Name:NV Accident and Health
Exam Number:InsNV_Health02
Exam Duration:135 minutes
Real Exam Qty:98 (88 scored + 10 pretest)
Exam Format:Multiple choice, Two sections: General Knowledge and Nevada Specific, Computer-based examination
Available Languages:English
Exam Price:USD 37
Certificate Validity Period:The examination must be passed within 1 year before applying for the Nevada resident producer license; the Health producer license is subject to the applicable Nevada license renewal period.
Related Certifications:Nevada Resident Insurance Producer License
Nevada Accident and Health Insurance Producer License
Passing Score:70 scaled score
Sample Questions: DOWNLOAD DEMO
Exam Way:Pearson VUE computer-based examination available at Pearson VUE test centers and through OnVUE online proctoring. Reservations should generally be made at least 24 hours in advance. The exam consists of 50 scored plus 5 pretest questions in the Accident & Health General Knowledge section and 38 scored plus 5 pretest questions in the Health Nevada Specific section.
Pre Condition:For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Accident & Health – General Knowledge50%- Other Insurance Concepts
  • 1. Occupational vs. non-occupational
    • 2. Managed care
      • 3. Owner's rights
        • 4. Modes of premium payments
          • 5. Tax treatment of premiums and proceeds of insurance contracts
            • 6. Total, partial, recurrent, and residual disability
              • 7. Dependent children benefits
                • 8. Subrogation
                  • 9. Cost containment
                    • 10. Workers Compensation
                      • 11. Nonduplication and coordination of benefits
                        • 12. Primary and contingent beneficiaries
                          - Social Insurance
                          • 1. Social Security benefits
                            • 2. Medicaid
                              • 3. Medicare Parts A, B, C, and D
                                - Policy Provisions, Clauses, and Riders
                                • 1. Other provisions and clauses
                                  • Insuring clause
                                  • Free look
                                  • Consideration clause
                                  • Probationary period
                                  • Elimination period
                                  • Waiver of premium
                                  • Exclusions and limitations
                                  • Preexisting conditions
                                  • Coinsurance
                                  • Deductibles
                                  • Eligible expenses
                                  • Copayments
                                  • Pre-authorizations and prior approval requirements
                                  • Usual, reasonable, and customary charges
                                  • Lifetime, annual, or per cause maximum benefit limits
                                • 2. Riders
                                  • Impairment and exclusions
                                  • Guaranteed insurability
                                  • Future increase option
                                • 3. Rights of renewability
                                  • Noncancelable
                                  • Cancelable
                                  • Guaranteed renewable
                                • 4. Mandatory and optional provisions
                                  • Entire contract
                                  • Time limit on certain defenses
                                  • Grace period
                                  • Reinstatement
                                  • Notice of claim
                                  • Claim forms
                                  • Proof of loss
                                  • Time of payment of claims
                                  • Payment of claims
                                  • Physical examination and autopsy
                                  • Legal actions
                                  • Change of beneficiary
                                  • Misstatement of age or gender
                                  • Change of occupation
                                  • Illegal occupation
                                  • Relation of earnings to insurance
                                - Field Underwriting Procedures
                                • 1. Sources of insurability and HIPAA privacy information
                                  • 2. Contract law
                                    • Elements of a contract
                                    • Insurable interest
                                    • Warranties and representations
                                    • Unique aspects of the insurance contract
                                  • 3. Initial premium payment and receipt
                                    • 4. Policy delivery
                                      • 5. Completing the application
                                        • 6. Submitting application and initial premium to company for underwriting
                                          • 7. Replacement
                                            • 8. Explaining policy provisions, riders, exclusions, and ratings
                                              - Types of Policies
                                              • 1. Other policies
                                                • Dental
                                                • Vision
                                                • Cancer
                                                • Critical illness or specified disease
                                                • Worksite employer-sponsored
                                                • Hospital indemnity
                                                • Short-term medical
                                                • Accident
                                              • 2. Medicare supplement policies
                                                • 3. Group insurance
                                                  • Differences between individual and group contracts
                                                  • General characteristics
                                                  • COBRA
                                                • 4. Individual and Group Long Term Care
                                                  • Eligibility
                                                  • Levels of care
                                                • 5. Disability income
                                                  • Individual disability income policy
                                                  • Business overhead expense policy
                                                  • Business disability buyout policy
                                                  • Group disability income policy
                                                  • Key employee policy
                                                • 6. Accidental death and dismemberment
                                                  • 7. Medical expense insurance
                                                    • Basic hospital, medical, and surgical policies
                                                    • Major medical policies
                                                    • Health Maintenance Organizations
                                                    • Preferred Provider Organizations
                                                    • Point of Service plans
                                                    • Flexible Spending Accounts
                                                    • High Deductible Health Plans and Health Savings Accounts
                                                    • Health Reimbursement Accounts
                                                  Nevada Statutes and Codes Pertinent to Health Insurance Only14%- Availability of coverage for mental health and treatment of alcohol abuse and drug abuse
                                                  - Long Term Care
                                                  - Coverage for reconstructive surgery
                                                  - Medicare
                                                  • 1. Medicare supplement regulation
                                                    • 2. Medicare Advantage Plans
                                                      • 3. Prescription Drug Plan
                                                        - Mandatory policy clauses and provisions
                                                        • 1. Coverage for preventive healthcare services
                                                          • 2. Coverage for newborn children
                                                            • 3. Coverage for physical handicap or intellectual disability for dependent children
                                                              - Hospice care
                                                              Nevada Statutes and Codes Common to Life and Health Insurance Only4%- Group life and health insurance
                                                              • 1. Eligible groups
                                                                • 2. Required provisions
                                                                  - Credit life and health insurance
                                                                  - Advertising
                                                                  Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance20%- Marketing Practices
                                                                  • 1. Affordable Care Act
                                                                    • 2. Required records and record retention
                                                                      • 3. Silver State Health Insurance Exchange
                                                                        • 4. Commissions and payment restrictions
                                                                          • 5. Fiduciary responsibilities
                                                                            • 6. Unfair practices
                                                                              • Unfair claims methods and practices and settlement of claims
                                                                              • Rebating and inducement
                                                                              • Twisting
                                                                              • Misrepresentation
                                                                              • Fraud
                                                                              • Unfair discrimination
                                                                              • Defamation
                                                                            - Nevada Life and Health Insurance Guaranty Association
                                                                            - Insurance Commissioner
                                                                            • 1. Examinations
                                                                              • 2. Notice and hearings and penalties
                                                                                • 3. General powers and duties
                                                                                  - Definitions
                                                                                  • 1. Certificate of authority
                                                                                    • 2. Transacting insurance
                                                                                      • 3. Domestic, foreign, and alien
                                                                                        • 4. Cost-sharing
                                                                                          • 5. Premiums
                                                                                            • 6. Authorized and unauthorized
                                                                                              • 7. Insurer
                                                                                                - Licensing
                                                                                                • 1. Obtaining a license
                                                                                                  • 2. Termination of license
                                                                                                    • 3. Renewal and continuing education
                                                                                                      • 4. Persons required to be licensed
                                                                                                        • 5. Name of licensee
                                                                                                          • 6. Suspension, revocation, and refusal of license

                                                                                                            InsNV_Health02 Exam FAQs: Everything Worth Knowing First

                                                                                                            The InsNV_Health02 exam presents 98 (88 scored + 10 pretest) questions inside a 135 minutes window. That combination makes time a resource you manage, not a backdrop: candidates who never practice against a clock often leave easy questions unanswered at the end. Use the PrepAwayTest mock exam system — its timing function recreates the real pressure, so you can spot pacing gaps during preparation instead of during the exam.

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                                                                                                            If you take the InsNV_Health02 exam within 60 days of purchase and do not pass, the PrepAwayTest money back guarantee applies: file your claim within 2 days of the exam with a scanned enrollment slip and the official score report (PDF), and it will be processed within 7 days. The candidate name must match the payer name; the policy does not cover exams taken within 3 days of purchase, purchases never used in an actual exam attempt, free materials, or expired orders. If you would rather continue learning than refund, you can exchange the product for two free exam packages of equal value and keep the update service on your original purchase.

                                                                                                            For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

                                                                                                            Vendor rules change periodically, so before scheduling, confirm the latest requirements on the official Insurance Licensing exam page.

                                                                                                            The InsNV_Health02 exam — officially the NV Accident and Health — is Insurance Licensing's certification test for professionals working with its technologies, and passing it awards the Nevada Insurance certification at the Insurance Producer Licensing level. Whether you are a student, an office worker, or a veteran of the field, a vendor-issued credential is one of the few qualifications every employer reads the same way. It also leads naturally toward Nevada Resident Insurance Producer License, Nevada Accident and Health Insurance Producer License.

                                                                                                            Passing requires 70 scaled score, and official registration costs USD 37. Budget-wise, remember the fee covers one attempt only — a retake is charged in full again. The prudent sequence is to self-assess first: run timed mocks with 132 practice questions at PrepAwayTest until your scores clear the passing mark with margin, and only then spend on the seat.

                                                                                                            The Insurance Licensing NV Accident and Health syllabus is divided into 4 domains, headlined by Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance (20%), Accident & Health – General Knowledge (50%), and Nevada Statutes and Codes Pertinent to Health Insurance Only (14%). The complete weighted outline is in the syllabus section above — let it direct your preparation toward the points that matter most.

                                                                                                            Yes — a free trial comes before any payment at PrepAwayTest. You can download sample PDF questions of the InsNV_Health02 materials at no cost and see clearly how the PC and online versions operate, so the decision is fully informed. After purchase, 365 days of free updates are included, and an expired product's update service renews at a 50% discount from your member zone.

                                                                                                            Insurance Licensing NV Accident and Health Sample Questions:

                                                                                                            Under federal COBRA continuation rules, an employee who loses group health coverage because of termination of employment or reduction in hours will generally be offered continuation coverage for up to:

                                                                                                            • A. 12 months
                                                                                                            • B. 60 months
                                                                                                            • C. 6 months
                                                                                                            • D. 18 months
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: D  🗳️

                                                                                                            Explanation: Only visible for PrepAwayTest members. You can sign-up / login (it's free).

                                                                                                            One key distinction between producers and Exchange Enrollment Facilitator (EEF) is producers:

                                                                                                            • A. can recommend a health plan for a consumer
                                                                                                            • B. can answer questions regarding program eligibility
                                                                                                            • C. can explain insurance terms like copayments and deductibles
                                                                                                            • D. are compensated monetarily
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: A  🗳️

                                                                                                            Explanation: Only visible for PrepAwayTest members. You can sign-up / login (it's free).

                                                                                                            Under federal law, a tax exempt Health Savings Account can only be opened for an individual who is:

                                                                                                            • A. entitled to Medicare benefits
                                                                                                            • B. covered by a qualified High Deductible Health Plan
                                                                                                            • C. covered by Long Term Care Insurance
                                                                                                            • D. eligible to be claimed as a dependent on another person ' s tax return
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: B  🗳️

                                                                                                            Explanation: Only visible for PrepAwayTest members. You can sign-up / login (it's free).

                                                                                                            Under a Medicare Supplement policy that is issued in response to a direct solicitation, a policyowner may return the policy to the insurance company for a full premium refund within a MAXIMUM of how many days?

                                                                                                            • A. Ten
                                                                                                            • B. Sixty
                                                                                                            • C. Thirty
                                                                                                            • D. Forty-five
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: C  🗳️

                                                                                                            Explanation: Only visible for PrepAwayTest members. You can sign-up / login (it's free).

                                                                                                            According to Nevada law, an authorized insurer is BEST defined as:

                                                                                                            • A. any insurer with minimum assets as required by this state
                                                                                                            • B. an insurer with a certificate of authority issued by the Insurance Commissioner of Nevada
                                                                                                            • C. an insurer with a certificate of authority issued by the National Association of Insurance Commissioners (NAIC)
                                                                                                            • D. an insurer authorized under a certificate of authority issued by the Governor of Nevada
                                                                                                            Reveal Solution  Discussion  0

                                                                                                            Correct Answer: B  🗳️

                                                                                                            Explanation: Only visible for PrepAwayTest members. You can sign-up / login (it's free).

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