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CII E05 exam consists of 100 multiple-choice questions that cover a range of topics related to insurance law, including the legal principles that govern insurance contracts, the regulatory framework that governs the insurance industry, and the legal duties and responsibilities of insurance professionals. Candidates have two hours to complete the exam, and a pass mark of 65% is required to achieve a pass.

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CII E05 certification exam is an essential examination element of M05 Insurance law. E05 exam is designed to test the knowledge and understanding of insurance law and regulation. It is intended for individuals who work in the insurance industry or those who want to pursue a career in this field. E05 exam covers a wide range of topics related to insurance law, including the principles of insurance, the legal framework of insurance contracts, the regulation of insurance companies, and the legal and regulatory issues related to claims handling and settlement.

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Preparing for the CII E05 exam requires a thorough understanding of the insurance law principles, as well as an ability to apply them to practical scenarios. The CII provides a range of study materials, including study texts, revision aids, and mock exams to help candidates prepare for the exam. Candidates may also wish to undertake additional reading and research to broaden their knowledge and understanding of the subject matter.

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CII E05 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Nature and Sources of English Law15%- Legal system and structure
- Legal personality and capacity
- Sources of law: statute, common law, EU influence
Topic 2: Interpretation and Vitiation of Insurance Contracts15%- Warranties, conditions and exceptions
- Rules of construction
- Factors vitiating the contract
Topic 3: Law of Contract15%- Essentials of a valid contract
- Terms, conditions and representations
- Breach and remedies
Topic 4: Claims and Indemnity Principles15%- Notification and proof of loss
- Subrogation and contribution
- Measure of indemnity
Topic 5: Law of Torts15%- Application to liability insurance
- Other torts: trespass, nuisance, breach of statutory duty
- Principles of negligence
Topic 6: Formation of Insurance Contracts15%- Offer, acceptance and consideration
- Utmost good faith and disclosure
- Insurable interest
Topic 7: Law of Agency10%- Creation and types of agency
- Application to insurance intermediaries
- Authority, rights and duties

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